You can get it lots of places, HSBC (for example, not being a salesman!) can do you Income Protection, so if anything stops you working we will pay a large % of your income (free appointments with a Financial Planning manager, dont you know), which is quite a good idea as it covers accidents, sickness, and unemployment. If you get it at our age (well, my age) its fairly cheap, 10-15 quid a month...